MainStreet Bankshares, Inc.

TERMS AND CONDITIONS

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This page states the Terms and Conditions under which you may use this Web Site. Please read this page carefully. If you do not accept the Terms and Conditions stated here, do not use the Web Site. MainStreet BankShares, Inc. ("MainStreet") may revise these Terms and Conditions at any time by updating this posting. By using this Web Site, you are indicating your acceptance to be bound by these Terms and Conditions. You should visit this page periodically to review the Terms and Conditions, because they are binding on you. The terms "you" and "User" as used herein refer to all individuals and/or entities accessing this Web Site for any reason.

Section 1. Use of Material.
MainStreet authorizes you to view and download a single copy of the material on this Web Site ("www.msbsinc.com") solely for your personal, noncommercial use.

The contents of this Web Site, such as text, graphics, images and other material ("Material"), are protected by copyright under both United States and foreign laws. Unauthorized use of the Material may violate copyright, trademark, and other laws. You must retain all copyright and other proprietary notices contained in the original Material on any copy you make of the Material. You may not sell or modify the Material or reproduce, display, publicly perform, distribute, or otherwise use the Material in any way for any public or commercial purpose. The use of the Material on any other Web site or in a networked computer environment for any purpose is prohibited.

If you violate any of these Terms, your permission to use the Material automatically terminates and you must immediately destroy any copies you have made of the Material.

Section 2. Warranty Disclaimer.
THE MATERIAL MAY CONTAIN INACCURACIES OR TYPOGRAPHICAL ERRORS. MAINSTREET MAKES NO REPRESENTATIONS ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL OR ABOUT THE RESULTS TO BE OBTAINED FROM USING THE WEB SITE AND THE MATERIAL. YOUR USE OF THE WEB SITE AND THE MATERIAL IS AT YOUR OWN RISK. CHANGES ARE PERIODICALLY MADE TO THE WEB SITE AND MAY BE MADE AT ANY TIME.

MAINSTREET DOES NOT WARRANT THAT THE WEB SITE WILL OPERATE ERROR-FREE OR THAT THIS WEB SITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES AND OTHER HARMFUL ELEMENTS. IF YOUR USE OF THE WEB SITE OR THE MATERIAL RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, MAINSTREET IS NOT RESPONSIBLE FOR THOSE COSTS.

THE WEB SITE AND MATERIAL ARE PROVIDED ON AN "AS IS" BASIS WITHOUT ANY WARRANTIES OF ANY KIND. MAINSTREET AND ITS SUPPLIERS, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL WARRANTIES, INCLUDING THE WARRANTY OF MERCHANTABILITY, NON-INFRINGEMENT, QUIET ENJOYMENT, AND THE WARRANTY OF FITNESS FOR PARTICULAR PURPOSE.

Section 3. Limitation of Liabilities; Remedies.
YOU UNDERSTAND AND AGREE THAT IN NO EVENT SHALL MAINSTREET, ITS SUPPLIERS, OR ANY THIRD PARTIES MENTIONED AT THIS SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DIRECT, INCIDENTAL, SPECIAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR OTHER DAMAGES INCLUDING WITHOUT LIMITATION DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE THE WEB SITE AND THE MATERIAL, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT MAINSTREET IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

YOUR SOLE REMEDY AGAINST MAINSTREET FOR DISSATISFACTION WITH THE WEB SITE OR THE MATERIAL IS TO STOP USING THE SITE OR ANY SUCH MATERIAL. THIS LIMITATION OF RELIEF IS A PART OF THE BARGAIN BETWEEN THE PARTIES.

Section 4. User Submissions.
Generally, any communication that you post to the Web Site is considered to be non-confidential, and by posting communications to the Web Site, you automatically grant MainStreet a royalty-free, perpetual, irrevocable nonexclusive license to use, reproduce, modify, publish, edit, translate, distribute, perform, and display the communication alone or as part of other works in any form, media, or technology whether now known or hereafter developed, and to sublicense such rights through multiple tiers of sublicenses. If particular Web pages permit the submission of communications, which will be treated by MainStreet as confidential, that fact will be stated on those pages.

As a User, you are responsible for your own communications and are responsible for the consequences of their posting. You must not do the following things: Post material that is copyrighted, unless you are the copyright owner or have the permission of the copyright owner to post it; post material that reveals trade secrets, unless you own them or have the permission of the owner; post material that infringes on any other intellectual property and/or proprietary rights of others or on the privacy or publicity rights of others; post material that is obscene, defamatory, threatening, harassing, abusive, hateful, or embarrassing to another User or any other person or entity; post a sexually-explicit image; post advertisements or solicitations of business; post chain letters or pyramid schemes; or impersonate another person.

MainStreet does not represent or guarantee the truthfulness, accuracy, or reliability of any communications posted by other Users or endorse any opinions expressed by Users. You acknowledge that any reliance on material posted by other Users will be at your own risk.

MainStreet does not screen communications in advance and is not responsible for screening or monitoring material posted by Users. If notified by a User of communications which allegedly do not conform to these Terms and Conditions, MainStreet may investigate the allegation and determine in good faith and in its sole discretion whether to remove or request the removal of the communication. MainStreet has no liability or responsibility to Users for performance or nonperformance of such activities. MainStreet reserves the right to expel Users and prevent their further access to the Web Site for violating these Terms and Conditions or the law and the right to remove communications which are abusive, illegal, or disruptive.

Section 5. Links to Other Sites.
The Web Site may contain links to third party Web sites. These links are provided solely as a convenience to you and not as an endorsement by MainStreet BankShares, Inc. of the contents of such third-party Web sites. MainStreet BankShares, Inc. is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third party Web sites. If you decide to access linked third-party Web sites, you do so at your own risk.

Section 6. Indemnity.
You agree to defend, indemnify, and hold harmless MainStreet, its officers, directors, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of the Material or your breach of these Terms and Conditions.

Section 7. Export Control.
The United States controls the export of products and information. You agree to comply with such restrictions and not to export or re-export the Materials to countries or persons prohibited under the export control laws. By downloading the Materials, you are agreeing that you are not in a country where such export is prohibited or are a person or entity to which such export is prohibited. You are responsible for compliance with the laws of your local jurisdiction regarding the import, export, or re-export of the Product.

Section 8. User Information.
MainStreet may use the information it obtains relating to you, including your IP address, name, mailing address, email address and use of the Web Site, for its internal business and marketing purposes.

Section 9. General.
This Web Site is based in Virginia, USA. MainStreet makes no claims the Materials are appropriate or may be downloaded outside of the United States. Access to the Materials may not be legal by certain persons or in certain countries. If you access the Web Site from outside of the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. These Terms and Conditions are governed by the internal substantive laws of the Commonwealth of Virginia, without respect to its conflict of laws principles. Jurisdiction for any claims arising under these Terms and Conditions shall lie exclusively with the state or federal courts within Roanoke, Virginia. If any provision of these Terms and Conditions are found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect. No waiver of any term of these Terms and Conditions shall be deemed a further or continuing waiver of such term or any other term. Except as expressly provided on particular Web pages, these Terms and Conditions constitute the entire agreement between you and the Company with respect to the use of the Web Site. No changes to these Terms and Conditions shall be made except by a revised posting on this page.

Section 10. Additional Terms of Use.
Additional terms and conditions may apply to specific portions or features of the Web Site, including contests, promotions, seminar sign-ups or other similar features, all of which terms are made a part of these Terms of Use by this reference. You agree to abide by such other terms and conditions, including where applicable representing that you are of sufficient legal age to use or participate in such service or feature. If there is a conflict between these Terms and Conditions and the terms posted for or applicable to a specific portion of the Web Site or for any service offered on or through the Web Site, the latter terms shall control with respect to your use of that portion of the Web Site or the specific service.